Board of Directors

Jeff Atlin, CPMB – President; Elected Director, 2007 - 2010; Chair, Government Relations Committee – Jeff.Atlin@IMBA.ca
Abacus Mortgages Ltd., Toronto

Jeff Atlin

Jeff has been a professional mortgage broker for over 20 years and a banker/lender the previous ten years. His primary focus in the mortgage brokerage business is placement of private funds into mortgage investments and provides co-brokering services to many mortgage brokerage firms throughout Ontario. He holds his CPMB, AMP, and SCMF.

Jeff has been a board member of the IMBA since 2002. He has chaired the Government Relations Committee since 2004; he has played an integral role of communicating IMBA’s members’ needs in the consultation of Bill 65.

Before sitting on the board of directors of IMBA he was involved with OMBA from 1988-1994 where he held position of treasurer, chaired and sat on various committees including Ethics, Education, Government Relations, Chapters, By-Laws and Membership among others.

Jeff is a certified IMBA instructor and was an instructor of the Mortgage Brokers Course from 1987 – 1994 where he was one of only two people who could teach all sections of the course.

Jeff is happily re-married with three children and two step children.

Margo Wynhofen, CPMB – Vice-President; Elected Director, 2007 - 2010; Chair, Finance Committee – Margo.Wynhofen@IMBA.ca
Verico One Mortgage Corp., Grimsby

Margo Wynhofen

Margo has been a mortgage originator since 1998. Her academic achievements include an Honours Degree in Economics from the University of Toronto, and an Honours Post-Diploma in Financial Services Underwriting from Seneca College of Applied Arts And Technology.

In 2003, Margo obtained her mortgage broker's registration and formed her own company, specializing in residential mortgage financing. In 2006, she joined the Verico Mortgage Brokers Network – a national network of independent mortgage brokers, and formed Verico One Mortgage Corp., with an office in the Niagara region. Margo credits her success to date to the loyal client and referral base she has nurtured over the years. In addition to an annual scholarship program, Margo regularly hosts appreciation events and learning opportunities that her clients have enjoyed over the years.

Margo’s commitment to continuing formal education allows her to be an excellent resource for her clients. She is an instructor for IMBA, and often visits area schools to teach students and faculty about credit and mortgage financing. She is also an accomplished rower, and now stays fit by participating in international long-distance rowing tours.

Mal Eccles, CPMB – Secretary; Elected Director, 2007 - 2010; Chair, Education Committee; Chair, Family Ski Day Committee – Mal.Eccles@IMBA.ca
CIR Mortgage Corp., London

Mal Eccles

Mal Eccles has been a Mortgage Broker for 31 years. In that time he has taught the OMBA, AMBA and IMBA agents courses. He is the owner and Broker for CIR Mortgage Corp. which is active in Southwestern Ontario, centrally located in London with branches in Brantford, Chatham, and Sarnia.

Robert (Bob) Gascon – Treasurer; Elected Director, 2008 - 2011; Chair, Partner Relations Committee – Bob.Gascon@IMBA.ca
Redwood Mortgage Corporation, Mississauga

Bob Gascon

Robert A. (Bob) Gascon has been a Mortgage Broker since 1987 and is the Broker/Owner of Redwood Mortgage Corporation based in Mississauga. Bob has participated in numerous volunteer positions within the industry throughout his career. He will bring experience and commitment to the Board, with the intention of helping independent Mortgage Brokers and Mortgage Agents to increase their market share and awareness to consumers in Ontario.

David Mandel, CPMB – Past-President; Elected Director, 2006 - 2009; Chair, Planning Committee – David.Mandel@IMBA.ca
First Equity Financial Corporation, Toronto

David Mandel

David Mandel has been a Member of IMBA since 2003.

David attended York University where he received a Bachelor of Arts Degree and the University of Windsor where he received a Bachelor of Commerce degree.

After leaving university and building a successful National Direct sales company during the 1980s, David entered into the mortgage business as a mortgage agent with CYR Mortgages in December of 1989. With strengths in sales, marketing and business development previously acquired, becoming a dealmaker came easy. Shortly thereafter, with the real estate market going through one of its biggest declines ever, David was a guiding influence in instituting change, and repositioning CYR to survive and thrive even in the worst of times.

In early 1993 David became a principal and shareholder in CYR. It was during this time that he found his niche and developed his skills in Subprime residential and ICI mortgage origination, underwriting and placement. David was also elected and served as a Director of The Ontario Mortgage Brokers Association in its final year of service to Ontario Mortgage Brokers.

In 1998 David left CYR in order to independently establish First Equity Financial Corporation and build upon his reputation as an originator, lender and conduit for the private funding of Subprime residential and ICI mortgages. Since its inception First Equity has been originating and placing mortgages for institutional lenders, private investors, co-brokers, and third party money managers. Even as a boutique sized firm First Equity has achieved substantial milestones in annual originations and year over year growth .

Over the last 18 years in the Mortgage industry and as a broker since 1993, David has become an expert in originating, underwriting and placing Subprime first and second mortgages including residential, commercial, industrial, construction, special purpose and recreational property mortgages in Ontario. David is now sharing and teaching this experience to his over 14 First Equity mortgage agents.

John Bargis – Elected Director, 2009 - 2012 – John.Bargis@IMBA.ca
Mortgage Edge, Richmond Hill

John Bargis

After an eight and a half year career as a lender in both residential and commercial mortgage underwriting with three major financial institutions, John decided to take the route of independence and become a mortgage broker in December of 1989. He grew very passionate about the industry, as his career as an independent progressed quickly, and successfully. In 1999-2000, he served as the Chairman of the Board of CIMBL, now known as CAAMP, and was one of the principal founders of Invis Financial in the same year. In 2003, John and his wife Tina started Mortgage Edge, a mid-sized Ontario based firm, at which time they saw the need to support the Independent Mortgage Broker's Association, company wide, as the true voice of our industry and the independence.

Jonah Bonn – Appointed Director, 2009 - 2011 – Jonah.Bonn@IMBA.ca
Ontario Wealth Management Corporation, Ottawa

Jonah Bonn

Jonah Bonn has been a Mortgage Agent for Ontario Wealth Management Corporation (Licence 10506), a private lender, since 2004.

Jonah is responsible for sourcing and underwriting mortgage transactions including commercial, residential and construction financing.

Prior to joining Owemanco, Mr. Bonn spent three years at a land development company based in Ottawa where he was responsible for managing the finances and planning functions for a portfolio of urban development parcels. Before that, Mr. Bonn was an auditor at KPMG Chartered Accountants LLP in their Toronto office.

Mr. Bonn holds B.Sc. and B.A. degrees from the University of Ottawa and a Masters degree in Management and Professional Accounting from the Rotman School of Management at the University of Toronto.

Albert Collu – Elected Director, 2008 - 2011 – Albert.Collu@IMBA.ca
Argentum Mortgage and Finance Corp, Toronto

Albert Collu

Albert is the President of Argentum Mortgage and Finance Corporation. Albert is a diversified senior manager who possesses extensive business development and operations experience. Albert’s fields of expertise are in strategic development plan implementation, mentoring and developing individuals, building and nurturing relationships, and executing and co-ordinating from an operations perspective.

In his spare time Albert has coached minor hockey for nearly 15 years at the AA, AAA and Junior A level. He has organized and co-ordinated a charity component for a high-profile Bankers and Lenders event in Toronto with the participation of the Toronto Maple Leafs Alumni, the Ottawa Senators and Brampton Battalion. Albert assists local hockey organizations and clubs in their fund-raising efforts to help them offset the cost of tournaments, travel, and extra ice time for the players.

Elizabeth Doyle – Elected Director, 2009 - 2012 – Liz.Doyle@IMBA.ca
Centum Mortgage Options Inc, Whitby

Liz Doyle

Liz Doyle has been in the Mortgage Brokerage industry since 2003 after completing the Financial Services Underwriting program at Seneca College, with Honours. She is currently the Broker/Owner of CENTUM Mortgage Options Inc. Liz has been an IMBA member since 2005. She has also been a member of CAAMP since 2004 and has her AMP designation. Liz believes in the sharing of knowledge and has enjoyed teaching the IMBA Mortgage Agent Course for the past 3 years. Prior to joining the Mortgage Brokerage industry, Liz raised two daughters who are now attending post-secondary school. In her life before children, she worked for 2 major financial institutions in various capacities. Liz believes that only the highest level of integrity and ethical standards will propel the industry forward in a positive direction and getting involved as a Director with IMBA is a positive way to contribute to its ongoing success.

Stewart Eadie – Appointed Director, 2007 - 2010; Chair, Communications Committee – Stewart.Eadie@IMBA.ca
inContact Inc., Stoney Creek

Stewart Eadie

Stewart’s career in financial services began as a teller in 1977 with a major trust company. Progressing through to branch management, Stewart enjoyed roles with increasing responsibility in Kapuskasing, North Bay, Sudbury, Toronto and Ottawa. Since 1995, Stewart’s focus has been in marketing technology to the mortgage broker and lending communities. Stewart is currently Vice President, Business Development with inContact Inc. and was appointed as an IMBA director in September, 2007.

Satindar Gill – Elected Director, 2007 - 2010; – Satindar.Gill@IMBA.ca
Mortgage Brokers of Canada Inc, Mississauga

Satindar Gill

Satindar Gill has been a mortgage broker for over 14 years and holds a real-estate agents license for over 20 years. Satindar is currently the broker/owner of Mortgage Brokers of Canada with more than 45 agents and growing. He has extensive experience in the mortgage and real estate market, and specializes in residential mortgages. As a past director on the education committee, and the gala committee he enjoys working with the mortgage association to educate the new agents coming in to industry. Satindar is a certified IMBA instructor and currently teaches the 10 steps to becoming a successful mortgage agent at George Brown. Satindar enjoys running outdoors, science fiction movies, and the wii.

Jim Hill – Director Emeritus, 2009-2010; Chair, SummerFest Committee – Jim.Hill@IMBA.ca
Home Trust Company, Toronto

Jim Hill

Jim Hill started in the industry in 1976 with Associates and later progressed to the Bank of Nova Scotia for five years. Jim then joined The Permanent (now Canada Trust) as a Regional Credit Manager for Southwestern Ontario.

Jim Hill has been working with Home trust since June of 1988 when the company was under $100m and a staff of eight in Toronto. Home Trust is now a $5 billion company with 250 staff.

Jim is married and has two daughters, and currently resides in Burlington. He enjoys golf, traveling, and is an avid “Tiger Cat supporter”.

Gary Katz, CPMB – Elected Director, 2008 - 2011; Chair, Associations Relations Committee – Gary.Katz@IMBA.ca
Unimor Capital Corporation, Windsor

Gary Katz

Gary entered the mortgage industry in 1972. Throughout his years as a Mortgage Broker, it has always been Gary's belief to maintain high moral and ethical standards. Gary believes that as a professional, not only does one have to apply himself to his profession, but also a person must give back to his community.

Over the years, Gary has served as President for the Windsor Jewish National Fund, Past-President of the Windsor Jewish Federation, and was appointed by Windor's City Council for two consecutive three-year terms to sit on the City Centre Revitalization Task Force. Gary is currently completing a five-year commitment to serve as a Director of the Canadian Mental Health Association, for which he chairs a committee that deals with all the United Way Programs in relation to the distribution of services to the Windsor Community. Gary has served with Big Brothers Big Sisters of Canada for more than 20 years. He currently is a member of the Rotary Club of Windsor and is also involved in other committees. Gary has proudly served on as a Director of IMBA since May 2001.

Martin Marshall – Elected Director, 2009 - 2012; Chair, WinterFest Committee – Martin.Marshall@IMBA.ca

Martin Marshall

Martin Marshall has over 25 years experience in the sales, marketing, administration and underwriting areas of the mortgage industry. He began his career in 1980 with Household International, where he held numerous management and executive positions with Household Finance, Merchant Retail Services Ltd. and Household Trust. In 1998 he left Household International and joined SunLife Trust to manage their mortgage broker operations for Ontario, Quebec and the Atlantic Provinces.

He subsequently joined the Laurentian Bank group in 2000 with their acquisition of SunLife Trust and as Assistant Vice President-Indirect Sales his responsibilities included the marketing of the Laurentian Bank One Stop Broker Program to mortgage brokers outside of Quebec, the underwriting of all mortgage applications received from those brokers, and the management of both new and existing relationships with both internal and external business partners across Canada. He was also responsible for the marketing, sales, underwriting and administration relating to the existing Laurentian Bank-Indirect Sales mortgage portfolio of $1.5 billion.

In 2007 Martin re focused his career and joined Mortgage Intelligence, Canada's largest national independent mortgage brokerage, as their Regional Vice President for Ontario. It was during this time that Martin successfully wrote IMBA's "10 Steps" program and was granted licensed agent status by FSCO in 2007. Martin accepted increased levels of responsibility while at MI until the sale of Mortgage Intelligence to INVIS in October of 2008.

Martin is currently working with the Homeguard Funding family, one of Ontario's oldest and most respected regional mortgages as their Ontario Sales Manager. In this role he is responsible for Marketing, Business Development and most importantly recruiting new agents to join the growing Homeguard Funding team.

Martin has been a member of IMBA's Board of Directors since 2004. Martin is married with a teenage daughter and the family resides in Toronto. Martin enjoys golfing, travelling and watching his daughter play competitive fastball.

Donna Parissi – Appointed Director, 2008 - 2011; Chair, Annual Conference Committee – Donna.Parissi@IMBA.ca
AIG United Guaranty, Toronto

Donna Parissi

Donna was the first Account Executive to join AIG United Guaranty in June 2006 and arrived with a wealth of experience in the mortgage default insurance business, and other mortgage-lending related fields. Donna’s business career has also included stints in the Real Estate Sales and Mortgage Brokerage sectors.

Donna’s diverse industry knowledge and experience give her a strong foundation for understanding and appreciating the unique needs of Mortgage Brokers and Mortgage Agents.

Lou Perrotta, CPMB – Elected Director, 2009 - 2012; – Lou.Perrotta@IMBA.ca
Domus Financial Corporation, Oakville

Lou Perrotta

Lou has been involved in the financing of real estate since 1977. Lou started his career as a personal finance associate with a consumer credit company. Lou’s career advanced in the 1970’s and early 1980’s in various positions, which progressively carried more responsibility, with a mortgage company and real estate developer. In 1981 Lou started his own general contracting and real estate development business, which he operated until 1988 at which time he transitioned into the business of mortgage financing. Lou incorporated Domus Financial Corporation in January 1992 and the company first received its registration under the Mortgage Brokers Act in September 1992. Lou, was conferred with the Certified Professional Mortgage Broker (CPMB) designation in January 2007 Lou’s diverse career path and his extensive knowledge of financing methods and market conditions enable him to provide reliable advice to both borrower and lender clients.

David Walker, B.Sc., MBA – Appointed Director, 2009 - 2012; – David.Walker@IMBA.ca
FirstLine Mortgages, Toronto

Lou Perrotta

David, who is a long-time member of IMBA, started his career in financial services with BMO in 1974 as a manager trainee. He moved on to increasingly senior credit management positions with Canada Trust, Cabot Trust, The Associates, CitiFinancial, N-Brook Mortgage Corp. and Merix Financial. David is currently Vice-President, Originations & Non-Conforming Operations, for CIBC FirstLine Mortgages Inc. where he has responsibility nation-wide for 250 employees in 4 centres, and credit adjudication, fulfillment and funding. David also has operational responsibility for FirstLine's implementation of the Filogix Express system in 1Q 2009.