Welcome to IMBA’s Legislative & Regulatory Bulletins (L & R Bulletins) web page. These bulletins are published and sent to IMBA’s Members so that they have the most recent information and interpretations available to them to assist them in complying with the MBLAA and its Regulations.

IMBA L&R Bulletin # 1 – Features

           the regulations concerning Broker and Agent licensing 
           new law and regulations that took effect on July 1, 2008
           new regulations that will come into effect on January 1, 2009

Click here to view the Bulletin

IMBA L&R Bulletin # 2 – Features

           the regulations concerning who a Brokerage can and cannot pay 
           the Brokerage’s obligations regarding these payments
           payments to Brokers and Agents that are operating as sub-contractors to a Brokerage
           the conditions that have to be met to pay them as a corporation, partnership or sole proprietorship

Click here to view the Bulletin

IMBA L&R Bulletin # 3 – Features

           new requirements regarding financial statements for brokerages 
           disclosure of risks
           October 15, 2008 changes to high ratio mortgage insurance guidelines

Click here to view the Bulletin

IMBA L&R Bulletin # 4 – Features

           restrictions on Tied Selling is discussed

Click here to view the Bulletin

IMBA L&R Bulletin # 5 – Features

           the use of names, titles and licence numbers in advertising material 
           changes to the borrower disclosure form

Click here to view the Bulletin

IMBA L&R Bulletin # 6 – Features

           changes to the lender and private investment disclosure requirements are
discussed

Click here to view the Bulletin

IMBA L&R Bulletin # 7 – Features

           announcement of seminars in February 2009 to review changes effective
January 2009 under the new act

Click here to view the Bulletin